2025 BMW X3 xDrive20 xLine 5dr Step Auto

Your BMW X3 for £554.08 a month at 9.90% APR
£21,460.29 optional final payment.

Finance quote is for a BMW Select agreement for the xDrive20 xLine Step shown, with a mileage of 11,190 miles and a contract mileage of 32,000 miles and excess mileage charge of 13.68p per mile. Applies to a vehicle purchased between 01/04/2026 and 30/06/2026 (subject to availability). Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Quote is valid for 30 days or until the end of the campaign period whichever comes first and may be amended or withdrawn by us at any time. Cash price of the vehicle excludes any third-party services or goods purchased directly from a third-party supplier and will not be included in any finance quote from BMW Financial Services. If, in providing this quotation, we have made any assumptions which are incorrect, please let us know and we will prepare a further quotation. This is not an offer by us capable of acceptance by you and a proposal by you based on this quotation will be subject to acceptance by BMW Financial Services. All finance is subject to applicant status and is available to UK residents 18 or over. Your retailer introduces customers to a small number of lenders, including BMW Financial Services. If you enter into a finance agreement with BMW Financial Services, they will receive a fixed commission from BMW Financial Services which may influence them. The amount of commission varies for different vehicle models. The amount of commission will be disclosed to you in good time before you sign your finance agreement. They do not have any discretion to vary the interest rate or APR you pay under your finance agreement. They do not give independent financial advice.

Group Finance Disclosure

We act on the lenders behalf when making this introduction. We are not an independent financial advisor and therefore, no advice or recommendation will be made. You must decide whether the finance product you choose is right for you.

We will earn a commission from the lenders we work with (either a fixed fee or a fixed percentage of the amount you borrow). The lenders we work with could pay commission at different rates. Some lenders may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. For your reassurance, the amount of commission we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement. The lender will always set this.

We will provide you with details of any commission before you enter into the agreement and ask you to consent to its payment. If you are not happy with the commission amount or structure you can choose not to consent and not to proceed with the transaction. The commission paid to us is included within the cost of your finance. These arrangements are negotiated with the lender in advance and we are unable to alter the interest rate (or any other item in included in the total charge for credit).

Finance is subject to credit acceptance to UK residents (excluding the Channel Islands) aged 18 or over. All finance is subject to status. Guarantees and indemnities may be required. Terms and conditions apply.

All legal entities within the Agnew Group are authorised and regulated by the Financial Conduct Authority (FCA) for consumer credit brokerage and are not the lender. Details of our FCA permissions (and our trading names) can be checked via the FCA Register. We can introduce you to a limited number of lenders and finance products to assist you with your vehicle purchase.