Agnew Cars

Finance Options

Finance Specialist talks to customer about the different finance options available to them as they walk through the Bavarian BMW showroom

Personal Contract Purchase

This is the most popular way to pay for a car and is ideal for customers who wish to change their car at intervals between 24 and 48 months, taking away the worry of depreciation.

  • Choose the car (new or used) you like.
  • Choose the most suitable repayment period.
  • Agree on your annual mileage.
  • You are given a Guaranteed Minimum Future Value which becomes your optional final payment.
  • You decide on the deposit and payments suitable for your budget.
  • At the end there are three choices for you; part exchange your vehicle for another car, keep the car and pay the final payment or hand it back and have nothing further to pay.
  • Fixed monthly payments mean you always know what you will be paying, so there are no nasty surprises.
  • A Guaranteed Minimum Future Value, so you know from day one the minimum you will receive as a part exchange in the future.
  • Lower monthly payments than traditional forms of funding because the final payment at the end reduces your monthly commitment.

Hire Purchase

This is the most straightforward method of purchase. It is ideal for a customer who desires outright ownership of their car and changes their cars at intervals of greater than 48 months.

  • Choose the car (new or used) you like
  • Choose the most suitable repayment period between 12 and 60 months
  • You agree on a deposit and monthly repayment to suit your budget
  • At the end of the agreement, as long as all the payments have been made, the car is yours
  • At the end of the agreement you own your car with nothing further to pay
  • Fixed monthly payments help with your budgeting

Personal Contract Hire

This allows you to run a car without the worry of ownership or depreciation and giving you the option of having a maintenance package, so you have no unexpected bills.

  • Choose the new car you like
  • Choose the most suitable hire period, usually between 24 and 48 months
  • Agree on your annual mileage
  • Agree the rentals most suitable for your budget
  • At the end of the agreement, simply hand your car back
  • Fixed monthly payments with an option of having your servicing and maintenance costs fixed for the term
  • No concerns over depreciation of the future value of your car
  • No hassle trying to sell your car at the end of the contract
Finance Specialist talks to customer about the different finance options available to them as sit in the lounge at Agnew Volvo Belfast