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How the Motability Scheme Works in Northern Ireland - 2025 Guide

The Motability Scheme continues to be one of the most important mobility support programmes in the UK, offering eligible drivers in Northern Ireland an affordable, worry-free way to lease a new car.

Whether you’re new to the scheme or looking for the latest updates in 2025, this guide explains how the Motability Scheme works, who is eligible, what’s included, and how to get started.

What is the Motability Scheme?

The Motability Scheme allows people in Northern Ireland, who receive a qualifying disability allowance, to use their benefit to lease a brand new vehicle. Instead of buying a car outright or taking out finance, your eligible mobility allowance is paid directly to Motability each month, covering the cost of the vehicle, servicing, insurance, and more.

Motability customer in wheelchair getting into their Motability car with dog

Who can join the Motability Scheme in Northern Ireland?

To qualify in 2025, you must receive one of the following mobility allowances with at least 12 months award length remaining:

  • Higher Rate Mobility Component of Disability Living Allowance (HRMC DLA)
  • Enhanced Rate Mobility Component of Personal Independence Payment (ERMC PIP)
  • War Pensioners Mobility Supplement (WPMS)
  • Armed Forces Independence Payment (AFIP)

You don’t need to drive yourself; you can nominate up to two named drivers on your lease, which can include family members, carers, or friends.

What’s Included in a Motability Lease?

The Motability Scheme is designed to make motoring simple and hassle-free. Your lease includes:

  • Servicing, maintenance, and repairs at approved dealerships in Northern Ireland.
  • Insurance for up to two named drivers
  • RAC breakdown assistance throughout the UK
  • Replacement tyres and windscreens
  • Annual MOT (if applicable)

This means your only extra cost is fuel or charging if you choose an electric vehicle.

Motability Cars & Vehicle Options in Northern Ireland

The scheme offers a huge choice of petrol, diesel, hybrid, and electric cars, plus wheelchair accessible vehicles and adapted options to suit your needs.

Popular categories include:

Take a look at the full range of vehicles available on the Motability Scheme across our brands.

How to Apply for the Motability Scheme in Northern Ireland

  1. Check your eligibility - confirm you receive a qualifying mobility allowance.
  2. Choose your vehicle - visit your local Agnew Cars dealership to explore available models.
  3. Place your order - your dealership will handle the paperwork and liaise with Motability.
  4. Collect your car - once ready, you start enjoying worry-free driving.

Benefits of Using Agnew for Your Motability Car

At Agnew, we’re an approved Motability dealer group in Northern Ireland, offering:

Motability in 2025 - What’s New?

In 2025, the Motability Scheme continues to expand its range of electric and hybrid options, with more charge point support and low Advance Payment EVs. This is part of a wider push towards sustainable mobility across Northern Ireland.

Agnew Volkswagen staff member presenting a new Volkswagen motability car to a Motability customer.

Start Your Motability Journey Today

If you’re ready to explore the Motability Scheme in Northern Ireland, our team at Agnew is here to guide you every step of the way.

Visit your nearest Agnew dealership to find your perfect Motability car today.

Contact Us Now